CFCU is here for good!

Since 1959 we have been distinctively different from a bank. In fact, our charter REQUIRES us to do good –– for Members, their kids, their schools, and their communities.

By banking with Community First, not only do you get lower rates and lower/fewer fees, but your locally earned dollars STAY LOCAL. That helps you and the local economy where you live, and not Wall Street profiteers.

11 branches staffed by people the North Bay Business Journal named one of "The Best Places to Work." Plus the e-conveniences we pioneered as the 1st locally based bank or CU with: contactless cards, "Maggie" our 24/7 banking bot, smartphone app, and complete Spanish-language website. 



In Our Community

On Monday, October 10th, the entire CFCU team spent the morning volunteering at the Redwood Empire Food Bank! As a credit union, not only do we reinvest our would-be profits back into our members BUT we also roll up our sleeves and give back to our community.

As a team we:

  • packed 3,169 pounds of bread
  • packed 3,190 pounds of apples
  • sorted 4,320 pounds of donated items
  • packed 7,550 pounds of sweet potatoes, squash, and cucumbers

In total, CFCUers packed a total of 18,138 pounds! This is equivalent to 15,189 total meals for our community.

CFCU Employees Read Real Reviews From Members!

Current Rates
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Auto Loan
as low as


Personal Loans
as low as


Visa® Credit Cards
as low as




Come to us for self-serving reasons: you'll get more and keep more. 

Come to us for altruistic reasons: we provide local AG students with 0% loans, we combat the teacher shortage with special loans that fast-track instructors to the classroom, we provide in-class and online financial literacy, our "Girl Effect" scholarship will help propel the next-gen of women CEOs, and our unwavering support of local non-profits that help kids and the environment.

Community First Credit Union is Here for Good!




Eleven LOCAL branches to conveniently serve you. And with the kind of personal service banks gave up long ago as unprofitable. Our charter demands that we do LOCAL good –– for Members, employees, and our LOCAL communities! 

Branches in Lake, Marin, Mendocino, Napa, and Sonoma counties.

Find your closest branch.


More than TWICE as many free ATMs nationally as any of the too-big-to-fail banks.

How's that possible? Financial cooperatives cooperate. Use your CFCU atm/debit/rewards card across the U.S.A. – FREE. 34,600 ATMs in all!

Find an ATM location near you.