Community First is here for you. We understand that life happens and unexpected costs can come from anywhere. Whether you need a quick advance to pay a bill, or financial support during stressful times, our Rapid-Dough Loan can get you some much needed breathing room.
It's easy to apply for your Rapid-Dough Loan in Digital Banking!
Don't have Digital Banking? You can apply online without an account here!
You'll have to apply for a Rapid-Dough Loan online. Log onto Digital Banking or click the link above to get started!
You can only have one Rapid-Dough Loan at a time. You can apply for another Rapid-Dough Loan, with a limit of 3 within a 12 month period.
To be eligible to apply for a Rapid-Dough Loan, you need to have been a member for at least 6 months, have a checking account with direct deposit, be the primary owner on the account, be older than 18 years of age, and be in good standing. This includes having no delinquencies or negative balances, and having no history of bankruptcy.
All Rapid-Dough Loans have a 12 month term. You can pay the loan off earlier, with no penalty!
You will be charged the non-refundable $20 origination fee at the time of your loan being funded. It will be applied and debited from your Rapid-Dough Loan proceeds.
Your Rapid-Dough loan will automatically be set-up for monthly payments from the same account your funds were deposited to. You can make additional payments or pay off the loan in-branch.
There is no effect to your credit score if you apply for a Rapid-Dough loan. We do report the history of your Rapid-Dough loan to credit bureaus. If you make a late payment on your Rapid-Dough Loan, for instance, your credit score will be negatively impacted.
Your Rapid-Dough loan comes with Payment Guard Protection(Unemployment only). You can file a claim by visiting: https://paymentguard.trustagedemo.com/claim
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