Whether you're taking the exciting leap into your first home or upgrading to a bigger and better abode, we'll help make your dreams a reality. Our friendly mortgage experts will guide you through the process, helping you secure the best rates possible. Leave the paperwork and complexities to us while you turn your new house into a cozy home.
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Explore a wide array of our home loans! If you need customized home financing for a unique property or are buying your first home, we've got the options you need to get your dream home.
This is an affordable housing option for detached, single level, spacious homes. With units detached from neighbors in parks that offer community living with additional amenities like rec rooms and pools, what's not to love?
Our lot loans are designed to help you finance your dream lot.
Explore a wide array of our home loans! If you need customized home financing for a unique property or are buying your first home, we've got the options you need to get your dream home.
Don’t let conforming loan limits keep you from your dream home! CFCU offers Jumbo Home Loans with great rates that exceed the standard limits to help in higher-priced housing markets.
This is an affordable housing option for detached, single level, spacious homes. With units detached from neighbors in parks that offer community living with additional amenities like rec rooms and pools, what's not to love?
Our lot loans are designed to help you finance your dream lot.
7.00% (*7.38% APR)
-Owner Occupied-
8.00%(*8.39% APR)
-Investment Property-
7.74%(*7.85% APR)
-Owner Occupied-
8.74%(*8.87% APR)
-Investment Property-
7.99%(*8.35% APR)
-Owner Occupied-
*APR=Annual Percentage Rate
The rates provided assume the purpose of this loan is to purchase a property, loan amount of $480,000 and a purchase price of $600,000. The property is a single-family detached dwelling (non-manufactured home), one unit and located in California. The property will be used as your primary residence. The rate lock period is 30 days and the assumed credit score is 740 or greater. There will be no subordinate financing and your debt to income will not exceed 40%. The APR includes the approximate cost of prepaid finance charges, including 15 days of prepaid interest, and some third-party fees. All loans are subject to approval and rates, terms and conditions are subject to change.
Payment Example: 30 year Fixed, $480,000 loan, Purchase, 80% LTV, $600,000 purchase price, 740 Credit Score, Payment principle/interest (no tax/insurance) $2877.84, 6.00% rate, 6.047% APR, 360 payments
*APR=Annual Percentage Rate
The rates provided assume the purpose of this loan is to purchase a property, loan amount of $1,240,000 and a purchase price of $1,550,000. The property is a single-family detached dwelling (non-manufactured home), one unit and located in California. The property will be used as your primary residence. The rate lock period is 30 days and the assumed credit score is 780 or greater. There will be no subordinate financing and your debt to income will not exceed 40%. The APR includes the approximate cost of prepaid finance charges, including 15 days of prepaid interest, and some third-party fees. All loans are subject to approval and rates, terms and conditions are subject to change.
Payment Example: 30 year Fixed, $1,240,000 loan, Purchase, 80% LTV, $1,550,000 purchase price, 780 Credit Score, Payment principle/interest(no tax/insurance) $7534.37, 6.125% rate, 6.156% APR, 360 payments.
Rates are effective 3/9/2026 and are subject to change without notice.
Want to find out whether you should rent or own? Figuring out how much you can afford or borrow? Determining what your monthly payment will be? Put the pen and pencil down, we've got you covered!
Reach out to our loan experts to take the first step towards your dream home
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