The Localest Loans Around

Great Rates. Greater Ease. Greatest Total Savings.

Since our founding, we’ve converted LOCALLY earned deposits into more than $2 billion in LOCAL loans. Lower rates and much lower fees put our Members first. Keeping LOCAL money LOCAL puts the community first!

Browse our loan products and check out our oh-so-low competitive rates. When you're ready, we'll be here to answer all your questions and help you apply for your LOCAL loan!

  • Auto (New & Used) - you get great low rates for new & used!
  • Recreational Vehicle - RVs, boats, motorcycles ... and scooters, too!
  • Credit Cards - a trio of LOCAL-look VISA® cards ... put some LOCAL in your wallet!
  • Mortgage - Our specialty! Home loans for purchase or refinance, home equity lines of credit, manufactured home loans, and much more!
  • Personal - secured and unsecured options
  • Teacher - Be-A-Teacher Loans in partnership with Sonoma County Office Of Education
  • Youth Agriculture - o%APR Ag Loan for local students!



Christina & Michelle - Two of Our Sebastopol Do Gooders!

Why Choose Community First Credit Union?

We put people before profits, and your hard-earned dollars get reinvested into our LOCAL communities!  Read more...