Welcome Vocality Members!

We're so excited to have you!
Learn More
Welcome!

Today’s Rates

View all Rates
as low as
5.19
%
APR
as low as
8.94
%
APR
as low as
12.24
%
APR
as high as
1.50
%
APY

Welcome to Community First, the new local.

Your Local Northern California Credit Union
Here for Good

The new local brings together the cozy familiarity and warm connectedness of the place you live and work with all the ultra-modern conveniences you expect. We’re like Cheers…for your money. And since we’re a not-for-profit cooperative, your dollars STAY LOCAL— supporting your neighbors and the local economy, not Wall Street.

See what we're all about
In your Community

We have 11 branches staffed by friendly CFCU'ers. Plus, we were named one of "The Best Places To Work" by North Bay Business Journal! The e-conveniences we pioneered set us apart as the top locally based bank or CU. With us you can enjoy contactless cards, digital chat, smartphone app, and complete Spanish language site.

Visit Us Today

News and Articles

Systems Merger on June 1

Click to learn the latest information for new CFCU members ahead of our systems merger with VCCU.

Free Estate Planning Webinar for Community First Members

2025 Shred Days

Shred Days are back! Come and safely dispose of up to 5 boxes of your old personal documents.

CFCU Mobile App-image of  a smart phone with the cfcu logo on the screen

Local On the Go

Check your balance, transfer funds, deposit money, and manage your cards all from the palm of your hand with online banking