Mortgage/HELOC

Your summer dreams start here!

Tap into the equity of your home to fund any of your summer dreams.  

Home Equity Lines of Credit as low as 4.25% APR*!

Loan amounts between $15,000 and $500,000. 

Rates and Terms here

*Adjustable loan rate APR of 4.445% –– calculated at $50,000 and assuming 10-year “draw” period, and maximum 15-year life of loan (total of 25 years). Lower APR if paid off sooner. $500 processing fee, county-specific recording fee, and appraisal report (if applicable) for loans to $250K; plus appraisal fee (if applicable) for loans above $250K.

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Real. Local. Experts.

Contemplating a purchase or refinance? A home equity line of credit or second? Just want to lower your rate? Let's talk about your unique situation.

Our in-house mortgage loan officers, underwriters and processors are the most experienced team you can find locally. They know every nook, cranny, title & escrow company, inspector – and how to get a low-cost mortgage loan done for you.

Explore your options below - no obligation, just information! When you're ready, visit us at any branch, contact one of our expert loan officers, or apply online.


Apply Online Financial Calculators

Have a CFCU mortgage loan that is being serviced by Cenlar? Click here to land on their payment page. 

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Community First is in good standing with the National Mortgage Licensing System; our institutional identifier is #512342.