scale with 'facts' on one side and 'fake' on the other
Cybersecurity

Fake News and Misinformation Scams

11.4.25
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CFCU

Don’t believe everything you read online: an old(ish) adage that is just as much true today! There is a trove of reliable and reputable information available on the internet, but along with that comes a greater amount of misleading, or downright false information.
While misinformation can come in harmless forms like satire, or aim to sway opinion, some types are more malicious and can result in financial or identity fraud.


Where will I find misinformation?

One of the most common places to encounter fake news or false information is social media. While typically, social media would only show posts or images shared by people you friended or followed, now your algorithm will present you with multiple posts that may be of interest to you.
While this can create a better experience online, it also increases the chances you’ll run into information that seems outlandish, misleading, or even too good to be true.
Keep in mind that, like traditional phishing schemes, fraudsters can also reach you through other methods like text, email, or even phone calls.


Spotting Scams and Fake News

Most scammers rely on manipulating potential victims by provoking strong reactions, especially in times of heightened political or economic tension. This can range from presenting semi-factual information in a sensational or exaggerated format (disinformation), impersonating legitimate news sources, or just downright making things up (misinformation)!  


Outlandish or Exaggerated Headlines

While it seems like over-exaggerated or ‘crazy’ headlines would be easy to spot, keep in mind that fraudsters can be very targeted in their attempts. In times of job insecurity, you might see a ‘news’ article linked telling you of an amazing, fool-proof investment. Or, you may run across a fake headline, but since it reinforces your own viewpoint or opinion, you fail to question it.
Before clicking on any links on social media, emails, or texts, take a minute to assess the poster or sender. As always, be wary of claims that seem too good to be true, or promise guaranteed returns. Evaluate the news source and do your own independent research before clicking or reposting.

Sense of Urgency

As mentioned above, fraudsters will attempt to evoke a strong reaction from potential victims, typically excitement or fear. They use this to urge users to act quickly, whether it’s to click a link, sign up on a form, or even ‘donate’ money!


Manipulated Photos of Videos

With the increasing popularity of Artificial Intelligence, scammers also use AI-generated images and videos to try and increase the legitimacy of their posts.
Real photos and videos may also be altered to change headlines, images, or use outdated information.


Impersonating Posts

Like with other phishing attempts, scammers will often attempt to disguise themselves as reputable news sources. Using logos, similar link domains, and trending news topics, they can be pretty convincing!


Protecting Yourself From Disinformation Scams

The most important way you can protect yourself from disinformation scams and ‘fake news’ is to do your own independent research, especially before taking any action. This can involve properly vetting the source (is it a gossip magazine or reputable news source?),  checking multiple sources, identifying the tone of the message (is there a sense of urgency in asking you to take action?), and of course, thinking before you click!

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