Checking

Five LOCAL checking accounts - One of which is perfect for you!

We keep monthly fees to a minimum. After all, we’re a not-for-profit financial cooperative that's here for one reason only - our Members!

Our signature account, Local Advantage PLUS, is like no other. It lets you earn money three ways.

Need a business or non-profit account? We've got you covered.

Scroll through our checking account options below, then visit us at any branch to open the account that's right for you!

  • local advantage checking

  • local advantage plus checking

  • local ichecking

  • local trade checking (business)

  • local non-profit checking

  • second-chance checking

Comparison Chart

Account Monthly Fee Eliminate Fee Min. Balance Incentives Benefits
LOCAL Advantage Checking $0 n/a $0 n/a
  • FREE debit/atm card with image choice
  • FREE Go Local Rewards
  • FREE nat'l network of 30,000+ ATMs
  • SPECIAL Bank Local watermark checks
LOCAL Advantage PLUS Checking $5 12 debit
swipes/
month
$0
  • EARN 5% on rounded-up portion of all purchases
  • EARN .05% (APY) on balance
  • EARN 5¢/swipe after 12 months
  • FREE debit/atm card with image choice
  • FREE Go Local Rewards
  • FREE nat'l network of 30,000+ ATMs
  • SPECIAL Bank Local watermark checks
  • FREE First box of checks
  • Powerful SaverEdge® feature
LOCAL iChecking $6 balance of $1000 $1,000
  • EARN .05% (APY) on balance
  • FREE debit/ATM card with image choice
  • FREE Go Local Rewards
  • FREE nat'l network of 30,000+ ATMs
  • SPECIAL Bank Local watermark checks
LOCAL Trade Checking (Business) $15 FREE if $1000 balance maintained $0 n/a
  • SPECIAL Bank Local watermark checks
LOCAL Non-Profit Checking $2 Balance of $100 $100 n/a
  • FREE first box of checks
  • SPECIAL Bank Local watermark checks

 

Windsor Balloon by Member Moises Hernandez

Real. Local. Experts.

Contemplating a purchase or refinance? A home equity line of credit or second? Just want to lower your rate? Our in-house mortgage loan officers have years of lending experience. Read more...