Today's Rates

Personal Loan Rates

 

 

Terms

 

Min Balance

Tier 1 

FICO 

720+

Tier 2 

FICO  

700+

Tier 3 

 FICO 

680+ 

Tier 4 

 FICO 

640+

Tier 5 

FICO  

620+

Tier 6

FICO  

600+

Tier 7 

 FICO 

<599 

12 months $500 6.49% 7.99% 9.99%   11.99% 13.99%   14.24%   15.99% 
24 months $500 6.99%  8.49% 10.49%   12.49% 14.49%   14.74%  16.49% 
36 months $500 6.99% 8.49%  10.49%   12.49% 14.49%  14.74%  16.49%
48 months $2,500 7.99% 9.49% 11.49%  13.94% 15.49% 15.74% 17.49%
60 months $2,500 7.99% 9.49% 11.49%  13.49% 15.49% 15.74% 17.49%
72 months $2,500 8.49% 9.99% 11.99%  13.99% 15.99% 16.24% 18.01%
84 months $2,500 8.49% 9.99% 11.99%  13.99% 15.99% 16.24% 18.01%

Effective September 27 2022

Line of Credit Rates

 

 

Terms

 

Min Balance

Tier 1 

FICO  

720+

 Tier 2

 FICO 

700+

Tier 3

FICO  

680+ 

Tier 4 

 FICO 

640+ 

 Tier 4

 FICO 

620+

Tier 6 

FICO  

600+

Tier 7 

FICO  

<599 

Fixed Revolving $500 9.99% 11.49% 14.49%  16.49%  17.49%   17.99%%   18.49% 

-

Credit Card Rates

 

 

Credit Card Type

  

 Annual Percentage Rate (APR)

  

 APR for Balance Transfers

 

APR for Cash Advances

VISA Traditional 10.99% to 18.99% 10.99% to 18.99% 10.99% to 18.99%
VISA Rewards 12.99% to 18.99% 12.99% to 18.99% 12.99% to 18.99%
VISA Share Secured 15.99% 15.99% 15.99%

 Effective October 3 2022

New & Used Auto Loan Rates (at dealer or branch)

 

 

Terms

Tier 1 

FICO  

720+ 

Tier 2 

FICO  

700+

Tier 3 

FICO  

680+

Tier 4 

FICO  

640+ 

Tier 5 

FICO  

620+

 Tier 6

FICO  

600+

Tier 7 

FICO  

<599 

24 to 60 months  4.69% 5.49% 6.19% 7.04% 10.94% 10.94% 12.54%
61 to 72 months  4.94% 5.79% 6.49% 7.34% 11.24% 11.24% 12.84%
73 to 84 months  5.49% 6.44% 7.19% 8.89% 11.54% 11.54% 13.14%

 For Used Auto Rates, Add .25%

 Effective November 23 2022

New Motorcycles, Boats, RVs, and Trailer Rates

 

 

Terms

Tier 1 

FICO  

720+ 

Tier 2 

FICO  

700+

Tier 3 

FICO  

680+

Tier 4 

FICO  

640+ 

Tier 5 

FICO  

620+

60 months  4.94% 5.94% 7.10% 10.00% 11.74%
72 months 4.94%  5.94% 7.10% 10.00% 11.74
84 months  5.20%  6.20% 7.20% 10.20% 11.94% 
120 months  5.70% 6.90% 8.20% 11.19% N/A
180 months 5.90% 7.45% 8.70% 11.49% N/A
240 months  7.70% 8.20% 9.40% N/A N/A

 Effective September 20 2022

*All loan rates are expressed as Annual Percentage Rate (APR). Actual APR is determined by individual credit rating and ability to pay.