|
Terms |
Min Balance |
Tier 1 FICO 720+ |
Tier 2 FICO 700+ |
Tier 3 FICO 680+ |
Tier 4 FICO 640+ |
Tier 5 FICO 620+ |
Tier 6 FICO 600+ |
Tier 7 FICO <599 |
|---|---|---|---|---|---|---|---|---|
| 12 months | $500 | 6.49% | 7.99% | 9.99% | 11.99% | 13.99% | 14.24% | 15.99% |
| 24 months | $500 | 6.99% | 8.49% | 10.49% | 12.49% | 14.49% | 14.74% | 16.49% |
| 36 months | $500 | 6.99% | 8.49% | 10.49% | 12.49% | 14.49% | 14.74% | 16.49% |
| 48 months | $2,500 | 7.99% | 9.49% | 11.49% | 13.94% | 15.49% | 15.74% | 17.49% |
| 60 months | $2,500 | 7.99% | 9.49% | 11.49% | 13.49% | 15.49% | 15.74% | 17.49% |
| 72 months | $2,500 | 8.49% | 9.99% | 11.99% | 13.99% | 15.99% | 16.24% | 18.01% |
| 84 months | $2,500 | 8.49% | 9.99% | 11.99% | 13.99% | 15.99% | 16.24% | 18.01% |
Effective September 27 2022
|
Terms |
Min Balance |
Tier 1 FICO 720+ |
Tier 2 FICO 700+ |
Tier 3 FICO 680+ |
Tier 4 FICO 640+ |
Tier 4 FICO 620+ |
Tier 6 FICO 600+ |
Tier 7 FICO <599 |
|---|---|---|---|---|---|---|---|---|
| Fixed Revolving | $500 | 9.99% | 11.49% | 14.49% | 16.49% | 17.49% | 17.99%% | 18.49% |
-
|
Credit Card Type |
Annual Percentage Rate (APR) |
APR for Balance Transfers |
APR for Cash Advances |
|---|---|---|---|
| VISA Traditional | 10.24% to 18.24% | 10.24% to 18.24% | 10.24% to 18.24% |
| VISA Rewards | 12.24% to 18.99% | 12.24% to 18.99% | 12.24% to 18.99% |
| VISA Share Secured | 15.24% | 15.24% | 15.24% |
Effective August 2 2022
|
Terms |
Tier 1 FICO 720+ |
Tier 2 FICO 700+ |
Tier 3 FICO 680+ |
Tier 4 FICO 640+ |
Tier 5 FICO 620+ |
Tier 6 FICO 600+ |
Tier 7 FICO <599 |
|---|---|---|---|---|---|---|---|
| 24 to 60 months | 3.69% | 4.59% | 5.19% | 6.09% | 9.99% | 9.99% | 11.64% |
| 61 to 72 months | 3.94% | 4.89% | 5.49% | 6.39% | 10.29% | 10.29% | 11.94% |
| 73 to 84 months | 4.49% | 5.54% | 6.19% | 7.94% | 10.59% | 10.59% | 12.24% |
Effective September 20 2022
|
Terms
|
Tier 1 FICO 720+ |
Tier 2 FICO 700+ |
Tier 3 FICO 680+ |
Tier 4 FICO 640+ |
Tier 5 FICO 620+ |
|---|---|---|---|---|---|
| 60 months | 4.94% | 5.94% | 7.10% | 10.00% | 11.74% |
| 72 months | 4.94% | 5.94% | 7.10% | 10.00% | 11.74% |
| 84 months | 5.20% | 6.20% | 7.20% | 10.20% | 11.94% |
| 120 months | 5.70% | 6.90% | 8.20% | 11.19% | N/A |
| 180 months | 5.90% | 7.45% | 8.70% | 11.49% | N/A |
| 240 months | 7.70% | 8.20% | 9.40% | N/A | N/A |
Effective September 20 2022
*All loan rates are expressed as Annual Percentage Rate (APR). Actual APR is determined by individual credit rating and ability to pay.
