|
Terms |
Min Balance |
Tier 1 FICO 720+ |
Tier 2 FICO 700+ |
Tier 3 FICO 680+ |
Tier 4 FICO 640+ |
Tier 5 FICO 620+ |
Tier 6 FICO 600+ |
Tier 7 FICO <599 |
|---|---|---|---|---|---|---|---|---|
| 12 months | $500 | 6.49% | 7.99% | 9.99% | 11.99% | 13.99% | 14.24% | 15.99% |
| 24 months | $500 | 6.99% | 8.49% | 10.49% | 12.49% | 14.49% | 14.74% | 16.49% |
| 36 months | $500 | 6.99% | 8.49% | 10.49% | 12.49% | 14.49% | 14.74% | 16.49% |
| 48 months | $2,500 | 7.99% | 9.49% | 11.49% | 13.94% | 15.49% | 15.74% | 17.49% |
| 60 months | $2,500 | 7.99% | 9.49% | 11.49% | 13.49% | 15.49% | 15.74% | 17.49% |
| 72 months | $2,500 | 8.49% | 9.99% | 11.99% | 13.99% | 15.99% | 16.24% | 18.01% |
| 84 months | $2,500 | 8.49% | 9.99% | 11.99% | 13.99% | 15.99% | 16.24% | 18.01% |
Effective September 27 2022
|
Terms |
Min Balance |
Tier 1 FICO 720+ |
Tier 2 FICO 700+ |
Tier 3 FICO 680+ |
Tier 4 FICO 640+ |
Tier 4 FICO 620+ |
Tier 6 FICO 600+ |
Tier 7 FICO <599 |
|---|---|---|---|---|---|---|---|---|
| Fixed Revolving | $500 | 9.99% | 11.49% | 14.49% | 16.49% | 17.49% | 17.99%% | 18.49% |
-
|
Credit Card Type |
Annual Percentage Rate (APR) |
APR for Balance Transfers |
APR for Cash Advances |
|---|---|---|---|
| VISA Traditional | 12.24% to 18.99% | 12.24% to 18.99% | 12.24% to 18.99% |
| VISA Rewards | 14.24% to 18.99% | 14.24% to 18.99% | 14.24% to 18.99% |
| VISA Share Secured | 17.24% | 17.24% | 17.24% |
Effective December 20 2022
|
Terms |
Tier 1 FICO 720+ |
Tier 2 FICO 700+ |
Tier 3 FICO 680+ |
Tier 4 FICO 640+ |
Tier 5 FICO 620+ |
Tier 6 FICO 600+ |
Tier 7 FICO <599 |
|---|---|---|---|---|---|---|---|
| 24 to 60 months | 5.29% | 6.09% | 6.79% | 7.59% | 11.49% | 11.49% | 13.14% |
| 61 to 72 months | 5.54% | 6.39% | 7.09% | 7.89% | 11.79% | 11.79% | 13.44% |
| 73 to 84 months | 5.99% | 6.94% | 7.69% | 9.34% | 11.99% | 11.99% | 13.64% |
|
For Used Auto Rates, Add .25% |
|||||||
Effective January 9 2023
| Term Length |
Minimum Loan Amount |
720+ |
719-700 |
699-680 |
679-640 |
639-620 |
|---|---|---|---|---|---|---|
| 60 months | $10,000 | 5.44% | 5.94% | 6.94% | 8.94% | 11.99% |
| 72 months | $20,000 | 5.69% | 6.19% | 7.19% | 10.49% | 12.99% |
| 84 months | $30,000 | 5.99% | 6.44% | 7.49% | 10.74% | 13.99% |
| 120 months | $50,000 | 6.24% | 6.99% | 8.49% | 11.49% | For Used Vehicles, add 0.50% to rate |
| 144 months | $75,000 | 6.74% | 7.24% | 8.74% | 11.99% | |
| 180 months |
$100,000 | 7.24% | 7.99% | 8.99% | N/A | |
| Term Length |
Minimum Loan Amount |
720+ |
719-700 |
699-680 | 679-640 | 639-620 |
|---|---|---|---|---|---|---|
| up to 36 months | $5,000 | 4.49% | 4.99% | 5.99% | 8.49% | 10.74% |
| up to 60 months | $10,000 | 4.74% | 5.24% | 6.49% | 9.24% | 11.74% |
| 72 months | $20,000 | 5.24% | 5.99% | 7.24% | 10.24% | 12.74% |
| 84 months | $30,000 | 5.74% | 6.49% | 7.74% | 10.74% | N/A |
| 96 months | $50,000 | For Used Vehicles, Add 0.50% to Rate | ||||
| 120 months | $75,000 | |||||
| 180 months | $100,000 | |||||
Effective January 9 2023
| Term Length | Minimum Loan Amount | 720+ | 719-700 | 699-680 | 679-640 | 639-620 |
|---|---|---|---|---|---|---|
| Up to 36 months | $5,000 | 4.49% | 4.99% | 5.99% | 8.49% | 10.74% |
| Up to 60 months | $10,000 | 4.74% | 5.24% | 6.49% | 9.24% | 11.74% |
| 72 months | $20,000 | 5.24% | 5.99% | 7.24% | 10.24% | 12.74% |
| 84 months | $30,000 | 5.74% | 6.49% | 7.74% | 10.74% | N/A |
| 96 months | $50,000 | 6.24% | 6.99% | 8.24% | 11.24% | N/A |
| 120 months | $75,000 | 6.74% | 7.99% | 8.99% | For Used Vehicles, Add 0.50% to Rate | |
| 180 months | $100,000 | 7.74% | 8.99% | 9.99% | ||
