Today's Rates

Personal Loan Rates

 

 

Terms

 

Min Balance

Tier 1 

FICO 

720+

Tier 2 

FICO  

700+

Tier 3 

 FICO 

680+ 

Tier 4 

 FICO 

640+

Tier 5 

FICO  

620+

Tier 6

FICO  

600+

Tier 7 

 FICO 

<599 

12 months $500 3.99% 8.24% 9.99%   11.74% 13.99%   14.99%   15.99% 
24 months $500 6.99%  8.24% 9.99%   11.74% 13.99%   14.99%  15.99% 
36 months $500 6.99% 8.49%  10.24%   12.49% 14.24%  15.24%  16.24%
48 months $2,500 7.49% 8.49% 10.24%  12.49% 14.24% 15.24% 16.24%
60 months $2,500 7.49% 8.99% 10.99%  12.74% 14.74% 15.99% 17.49%
72 months $2,500 7.74% 9.24% 11.24%  12.99% 14.99% 16.24% 17.49%
84 months $2,500 7.99% 9.24% 11.49%  13.24% 15.24% 16.49% 17.49%

-

Line of Credit Rates

 

 

Terms

 

Min Balance

Tier 1 

FICO  

720+

 Tier 2

 FICO 

700+

Tier 3

FICO  

680+ 

Tier 4 

 FICO 

640+ 

 Tier 4

 FICO 

620+

Tier 6 

FICO  

600+

Tier 7 

FICO  

<599 

Fixed Revolving $500 9.49% 10.99% 13.99%  15.99%  16.99%   17.49%%   17.99% 

-

Credit Card Rates

 

 

Credit Card Type

  

 Annual Percentage Rate (APR)

  

 APR for Balance Transfers

 

APR for Cash Advances

VISA Traditional 7.99% to 15.99% 7.99% to 15.99% 7.99% to 15.99%
VISA Rewards 9.99% to 16.99% 9.99% to 16.99% 9.99% to 16.99%
VISA Share Secured  15.99%  15.99%  15.99%

 -

New & Used Auto Loan Rates (at dealer or branch)

 

 

Terms

Tier 1 

FICO  

720+ 

Tier 2 

FICO  

700+

Tier 3 

FICO  

680+

Tier 4 

FICO  

640+ 

Tier 5 

FICO  

620+

 Tier 6

FICO  

600+

Tier 7 

FICO  

<599 

24 to 60 months  2.20%  3.15% 4.20% 5.00%  8.90%   9.65%   10.40% 
61 to 72 months  2.50%  3.45%  4.50% 5.30%  9.20%   10.45%  10.70% 
73 to 84 months  3.09%  4.14%  5.14%  6.80%  9.50%  10.75%  11.00%

 -

New Motorcycles, Boats, RVs, and Trailer Rates

 

 

Terms

Tier 1 

FICO  

720+ 

Tier 2 

FICO  

700+

Tier 3 

FICO  

680+

Tier 4 

FICO  

640+ 

Tier 5 

FICO  

620+

60 months  4.44%  5.44% 6.60% 9.50% 11.24%
72 months 4.44%  5.44% 6.60% 9.50% 11.24% 
84 months  4.70%  5.70% 6.70% 9.70% 11.44% 
120 months  5.20% 6.40% 7.70% 10.69% N/A
180 months 5.40% 6.95% 8.20% 10.99% N/A
240 months  7.20% 7.70% 8.90% N/A N/A

 

*All loan rates are expressed as Annual Percentage Rate (APR). Actual APR is determined by individual credit rating and ability to pay.