Credit Cards

Ready for adventure? Ready to Save? A CFCU VISA gets you ready for Anything!

Apply Here 

We offer three convenient options with our LOCAL Visa® cards: 1) REWARDS for maximum rewards, 2) TRADITIONAL for lowest rate, 3) SHARE SECURE for building or repairing credit.

• Visa® Signature Rewards

   

  Best card for Members who typically pay their monthly balance in full, and who want to be rewarded for that financial discipline ...

  • No annual fee
  • Member receives 1 point for every $1 spent. Points can be redeemed for cash back, travel, purchases with merchants, and gift cards
  • Pays up to $2,000 for trip cancellation
  • Pays up to $3,000 for lost luggage
  • Pays up to $500,000 for accidental death
  • Visa Cardholder Benefits such as Auto Rental Collision Waiver
  • 24-hour Global Customer Service
  • Credit limit of $25,000
  • Need FICO Score of 680 or higher to qualify

  

• Visa® Traditional

  Best card for those who want a lower rate because they often carry a balance at month's end ...

  • No annual fee, lowest rate card we offer (12.74% to 18.99% –– based on your credit score)
  • Credit Limit to $25,000
  • Visa Cardholder Benefits such as Auto Rental Collision Waiver
  • 24-hour Global Customer Service

  

• Visa® Share Secured

   

  Best card for those who need to build or repair their credit, and for those with lower credit scores ...

  • Establish or rebuild your credit
  • Credit limit to $25,000 or 100% of pledged amount
  • Rate of 17.74%
  • Can transition to traditional card with 12 on-time payments
  • Easy to set up/Instant Approval with secured funds on deposit
  • Visa Cardholder Benefits such as Auto Rental Collision Waiver
  • 24-hour Global Customer Service

  

• Community First Visa® App

  Download the new mobile app for your Community First Visa card!

  Enjoy easy on-the-go management of your Community First Visa.

  • View recent and pending transactions
  • View account details
  • Make a payment to your credit cards
  • Turn your card on or off, should you misplace
  • Report your card as lost or stolen
  • Dispute on a transaction
  • Set alerts and controls on your card
  • Set travel notifications

   

  All new app users must enroll before being able to login into their account. Card registration is a cinch from any mobile device, and access is secure and protected by multi-factor authentication.

  It’s free at the Apple and Android stores. 

     ⬅︎ This is the app to look for when you search “ComFirstVisa”

   

Credit Card Type	Annual Percentage Rate (APR)	APR for Balance Transfers	APR for Cash Advances
VISA Traditional	12.74% to 18.99%	12.74% to 18.99%	12.74% to 18.99%
VISA Rewards	14.74% to 18.99%	14.74% to 18.99%	14.74% to 18.99%
VISA Share Secured	17.74%	17.74%	17.74%

 Rates effective as of March 127 2023

Already have a card with us?  Use the button below to log into your account, view recent purchases, or make a payment.

CFCU Visa Member Login

Redeem Visa Rewards