Auto Loans

Drive away with a sweet deal.
Rates as low as
5.94% APR*
Apply now
Vehicle Loans

Upgrade your ride with a loan that works for you

Point of view: You’re cruising down the highway—sun on your face, wind in your hair, and not a care in the world.

A Community First auto loan can help you get there. With competitive rates and flexible terms, your dream car is within reach.

Member-exclusive rates*

credit score
24 to 60 months
61 to 72 months
73 to 84 months
720+
5.94%
6.29%
6.74%
700+
6.54%
6.94%
7.59%
680+
7.44%
7.84%
8.44%
640+
8.39%
8.79%
10.24%
620+
12.29%
12.69%
12.89%
600+
12.54%
13.44%
13.64%
<600
13.94%
14.34%
14.54%
Effective:  
for used autos
add
0.25%
for used autos 10+ years or >100K miles
add
1.25-2.25%
Actual APR is determined by individual credit rating and ability to pay. Financed values determined by: NEW from MSRP; USED from Kelly Blue Book® retail. Please Note: We can only finance vehicles that are titled in California. Rates Effective June 12 2023
For Used Vehicles
ADD
0.50% APR
Loan Amounts
UP TO
$250,000

Apply online

The application takes just a few minutes.
Take control of your car-buying budget

Our cost calculator makes it easy to figure out how much car you can afford and what your monthly payments will be like.

Estimate your costs
Find your perfect ride

In the future, cars will come with built-in teleportation devices. Until then, use our car-searching tool to find the next best thing.

Search our cars
Looking to Refinance?

See how much you can save with a CFCU loan! It only takes 5 minutes, no commitment, AND no impact to your credit score.

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Disclosures

*Actual APR is determined by individual credit rating and ability to pay. Financed values determined by: NEW from MSRP; USED from Kelly Blue Book® retail. Please Note: We can only finance vehicles that are titled in California.

Loan-to-value varies by tier.