Auto (New & Used)

Same low rate for new, used or refinanced loans. Really!

Save time. Save money. Your loan stays LOCAL!

Here’s the beauty of banking at a financial cooperative: we cooperate with every new and used vehicle dealer in the North Bay.

Once you and the dealer have agreed to the best price for you, tell the dealer you’re a Member of Community First and want to finance your vehicle with us. It’s that simple.

You can also apply online, contact one of our expert loan officers or visit us at any branch.

Interested in comparing vehicles on our unbiased auto-research site? You'll find out exactly what invoice, MSRP and options actually cost. Knowledge is POWER! Let's get started -  browse local inventories by make, model, year, price, etc.


Apply Online

 

New & Used Auto Loan Rates (at dealer or branch)

Current Rate Sample

Vehicle
Category
Annual Percentage
Rate* (as low as)
Loan Amount
(minimum)
Term
(maximum)
Payment Examples
(per $1,000 borrowed)
NEW 2.65% $5,000 48 months $22.27
2.65% $10,000 60 months $17.81
2.90% $20,000 72 months $15.63
 
USED 2.65% $5,000 48 months $22.27
2.65% $10,000 60 months $17.81
2.90% $20,000 72 months $15.63

 

Added adjustments for high-mileage, or 10+ year-old vehicles:

  • Mileage over 100K, add 1%
  • Vehicle more than 10 yrs., add 1%

Financed Values determined by: NEW from Invoice; USED from Kelly Blue Book® retail.

*All loan rates expressed as Annual Percentage Rate (APR). Actual APR is determined by individual credit rating and ability to pay.

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