Make your dream home a reality

  • Don't let conforming loan limits keep you from your dream home. Community First Credit Union Jumbo Loans can help.

Community First Jumbo Loans

Jumbo Loans are just what they sound like: Jumbo! Community First Credit Union is happy to be able to offer this to our members when conforming loan limits become an obstacle to the home you want.


The details:
  • Competitive rates
  • Minimum 20% downpayment
  • 15 or 30 year fixed-rate terms available
  • 45% debt to income ratio
  • Primary and secondary homes
  • Purchase or Refinance (cash out up to $250,000)
  • Max loan amount based on property value, LTV, and credit score

Why Go Jumbo?

Borrowing Power

Living in California is expensive, and living in our five-county footprint can be even more expensive! With such a competitive housing market in the Northern Bay Area, our Jumbo Loans are here to help our members get their foot in the door with increased borrowing power.

Fixed Rates

With 15 and 30 year fixed-rate terms, you'll know exactly how much you'll need to pay over the life of the loan. This means you'll be able to accurately budget for the future, and be protected against interest-rate volatility.

Mortgage experts

Our local team of mortgage experts know the ins and outs of our housing market, and can guide you through the entire process! We can offer a personalized approach to make sure you get the best possible deal.

Ready to get started?

Click below to get in contact with our mortgage experts!
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A loan to fit your needs

We have a number of other home and other loans to help get your foot in the door!