Banks work to please Wall Street. We work to please YOU!
We’re a not-for-profit, Member-owned financial cooperative. Our charter requires us to return excess revenues to Member-Owners in the form of the highest possible deposit rates, the lowest possible loan rates, and fees at no or low cost.
All that –– coupled with our extremely low overhead (no executive bonuses here, no synthetic derivative investments that go upside down by billions) means your money earns you more and helps the economy more where YOU live!