Once you visit us in a branch to open your account, you're eligible for FREE online & mobile banking. In just a few clicks, you can check your balance, view your transaction history, transfer funds and deposit checks via smartphone.
What's more, you can access Bill Pay through Online Banking, which allows you to schedule payments, save money on postage, and save worries about your payments getting there. It's seamless, simple, and free.
Community First partnered with Golden State Wealth Management to bring unparalleled financial services to members in Clearlake, Lakeport, Ukiah, and Fort Bragg. With over 50 years of experience, their expert team offers comprehensive investment strategies supported by unbiased research and cutting-edge technology.As a Community First member, you'll have access to a wide range of services tailored to your needs, including:
Contact Jim Goetz, our experienced wealth manager
James.Goetz@GoldenStatewm.com
707.237.1561
Broker Check


Only 3 easy steps to create your simple estate planning documents!
Login to Digital Banking on your desktop and navigate to "Wills and Trusts" under the "Financial Planning" tab to start answering our guided questionnaire.
We have a dedicated member support team to help with your estate plan. Call our team or use our live chat form
Your documents will be ready for you to sign and pick up at your local branch.
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Plus, you’ve got guaranteed acceptance for up to $300,000.00.
As a Community First CU member age 18 or older, up to $300,000.001 in optional coverage is waiting for you. No doctors to visit. No health questions to answer. No lab tests to take.
You are pre-authorized to receive up to $300,000.00 of accidental death and dismemberment insurance, underwritten by Minnesota Life Insurance Company. In a few minutes you can activate important coverage that could be there for your loved ones should something happen to you.
You cannot be turned down for this coverage due to age or health. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment. Help make sure your family can have money to spend for rent, mortgage, utilities, tuition, loan repayment, or for anything they choose when you’re no longer with them.
Don’t delay. Remember, you cannot be turned down.
Andrea L. Heger, Licensed Insurance Agent #2277322
0122
1947555
We make TruStage™ Life Insurance policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget — because any amount of coverage can make a difference.
Call 844.337.5830 for more information or get a quote today.


You work hard for your money and even harder to keep your budget on track. So why spend too much on auto insurance—maybe hundreds of dollars too much?
Community First members may qualify for discounts on auto insurance through the TruStage™ Auto Program. You could save big, and it could be simple to switch carriers—without losing any money.
TruStage offers a powerful mix of savings and popular, member-friendly benefits:
-Savings for credit union members
-Access to nationally recognized companies
-Friendly service with extended hours
Call 855.390.0276 for more information or get a free quote today by clicking below. Don’t wait to see how much you could save.
Disclosures:
Investment advice and brokerage services are offered by the independent investment advisors or brokers or dealers described above. Community First is not an investment advisor or registered broker or dealer. In obtaining investment advisory or other services with the entities cited above, Members deal exclusively with those organizations with regard to brokerage or investment advisory services. The Credit Union is not affiliated with any entity described more fully in the links below.
The Credit Union receives compensation in connection with Member accounts referred to the cited entities. Securities or other investments purchased through the entities described above are not guaranteed by the Credit Union, and are not subject to share or deposit insurance through the National Credit Union Administration or Federal Deposit Insurance Corporation or any other federal or state deposit guarantee fund relating to financial institution, or any other agency of the U.S. government. Investment activities involve risk, and may decrease in value.
By clicking links to third-party websites, you are leaving the Community First Credit Union website. Any information provided to third parties is the responsibility of such third parties, and is not subject to the Community First Credit Union privacy or other policies. Consult the privacy disclosures on third party websites for more information. Lastly, should you want to examine the FINRA Broker Check website: https://brokercheck.finra.org.
You are leaving Community First Credit Union’s website and linking to an alternate site that we do not operate. Community First does not endorse or guarantee the products, services, or content on third party sites. Privacy and security policies may differ from Community First.