Real Estate Loans - Community First Credit Union

Real Estate Loans

Real. Local. Experts.

Our in-house real estate loan officers have many years of lending experience –– in Sonoma County! They know every nook, cranny, title & escrow company, inspector –– and how to get a low-cost mortgage loan done for you.

Contemplating a purchase or refinance? A home equity line of credit or second? Just want to lower your rate? Let's talk about your unique situation, and what is best for you. Community First is in good standing with the National Mortgage Licensing System; our institutional identifier is #810952.

Call 707/546-6000, ext. 3097; or 800/890-3540, press 1, then press 2; or e-mail us at

Or contact any of our local loan mavens DIRECTLY ...

BETH RUDOMETKIN, Senior Loan Officer / Notary (River & Sonoma Coast areas)
Beth has had 25 years of success in residential real estate – as a Realtor® and mortgage broker. As a loan originator, processor and underwriter Beth understands mortgage financing options inside and out.  Beth works from our Guerneville office at 16200 Main Street. (NMLS ID: 811660) 

Phone: 707/869-9063

SUE BLACK, Loan Officer (Santa Rosa + Hwy 12 Corridor east)
Sue has many years of successful lending experience and was raised right here in Santa Rosa. She knows real estate solutions, local agents, and the local market. She is proud to serve our Members and to get them the very best deal for their individual needs. Sue welcomes your calls, e-mails or walk-in visits. Where to find Sue? She can be found every business day at our central Santa Rosa office at the NE corner of College and Mendocino avenues. (NMLS ID: 1575252)

Phone: 707/543-2694

BOBBY VITATOE, Loan Officer (Healdsburg, Windsor + north county)
Bobby is a proud product of SRJC and Sonoma State. For several years he has professionally served in finance and retail, excelling in both. Whether you are a first-time buyer with unique circumstances and needs, a longtime homeowner in need of a refinance, or a Member in need of a home equity line of credit, come and discuss some "what ifs" with Bobby in his office. Find Bobby at the Healdsburg branch of Community First –– 32 North Street, one block north of the Plaza, and across the street from SHED. (NMLS ID: 1575322) 

Phone: 707/543-2682

Need to Make a Payment?

Community First Credit Union
c/o Central Loan Administration & Reporting
PO Box 51301
Los Angeles, CA 90051-5601

(Above address is our mortgage servicer. If you don't have a coupon book, make sure you write your loan number on the check.)

Largest nat'l network of FREE ATMs — 30,000 — and over 7,200 shared-branch locations!

Your LOCAL Real Estate Experts!

Visit a Community First Credit Union location, get directions or find our hours of operation.