Local Credit Cards

Upgrade your wallet with a Community First Visa.
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Everything you want is just a swipe away

Whether you're looking to earn cool rewards, score the best rate, or boost your credit, we've got you covered.

Our CFCU Visa cards have rates as low as 13.24% APR* plus other perks you’ll love...like $0 annual fee and 24/7 service.

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Community First Credit Card Benefits

Maximum rewards
Lowest rate
Credit building
example of community first credit card
Visa Traditional

Our traditional card is best for those who value a lower interest rate and the peace of mind that comes with it.

Annual Percentage Rate (APR)
11.49% to 18.99%
APR for Balance Transfers
11.49% to 18.99%
APR for Cash Advances
11.49% to 18.99%
Benefits
  • No annual fee
  • Lowest rate card
  • Up to $50,000 credit limit
  • Auto rental collision waiver
  • 24-hour global customer service
    • Already have this card?
    Redeem Visa Rewards
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    example of community first credit card
    Visa Signature Rewards

    If you're the kind of person who always pays their balance in full (and loves being showered with perks), this is the card for you.

    Annual Percentage Rate (APR)
    13.49% to 18.99%
    APR for Balance Transfers
    13.49% to 18.99%
    APR for Cash Advances
    13.49% to 18.99%
    Benefits
    • No annual fee
    • 1 point for every $1 spent, redeemable for cash back, travel ,gift cards, and purchases
    • Up to $2,000 trip cancellation coverage
    • Up to $3,000reimbursed for lost luggage
    • Up to $500,000 paid for accidental death
    • Auto rental collision waiver
    • 24-hour Global Customer Service
    • Up to $50,000 credit limit
    Apply now
    example of community first credit card
    Visa Share Secured - Build Your Credit

    Want to build a brighter financial future? Our secured card is the key to unlocking your credit potential.

    Annual Percentage Rate (APR)
    16.49%
    APR for Balance Transfers
    16.49%
    APR for Cash Advances
    16.49%
    Benefits
    • Instant approval with secured funds on deposit
    • Up to $50,000 credit limit or 100% of pledged amount
    • Ability to transition to a traditional card with 12 on-time payments
    • Auto rental collision waiver
    • 24-hour global customer service
    Apply now
    *APR= Annual Percentage Rate
    Rates are quoted effective  
    Rates are the lowest rate possible for well-qualified borrowers and subject to change without notice. Qualification for credit is based on membership eligibility, credit history, debt-to-income ratio, ability to repay,employment history, and other factors. Your rate may vary. All loans are subject to credit approval. See the Application & Solicitation Disclosure for rates and required disclosures.

    Visa™ is a registered trademark of VISA U.S.A., Inc.

    Have some more questions?

    Reach out to us today or visit your local branch!
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    CFCU Mobile App-image of a smart phone with the cfcu logo on the screen

    Take charge of your card...wherever you are.

    Download our mobile app for easy on-the-go management of your CFCU Visa. Track your spending, make payments, dispute transactions, set alerts, and more.
    Google Play
    App Store

    By providing your mobile number, you agree to receive Automated Fraud Text Alerts to notify you of suspected fraudulent activity involving your Community First Credit Union Credit Card. SMS (Standard) messages are from 72488 or 91937. Message and data rates may apply. Release of Liability: Alerts sent via SMS may not be delivered if your phone is not within range of a transmission site, or if sufficient network capacity is not available on a particular time. Wireless carriers do not guarantee that alerts will be delivered.

    Apple, Apple Pay, and the Apple logo are trademarks of Apple, Inc. registered in the United States and other countries. Google and Google Pay are registered trademarks of Google, LLC. Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

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