Having a CFCU Credit Card just got better

  • 0% APR* on balance transfers
    for 12 billing cycles
  • 2% transfer fee
  • Available to eligible current and new cardholders

Take advantage of this limited time offer by April 30th

Simplify your payments and give yourself some breathing room to pay off what you owe with a balance transfer from Community First.
As a Community First Credit Union Credit Cardholder, you may be eligible to take advantage of this limited time offer! Transfer over your balance from another institution's credit card at 0% APR for 12 months!

The details

  • 0% APR on balance transfers for 12 billing cycles
  • Only 2% balance transfer fee
  • Available to current and new cardholders
  • Available until April 30, 2026

Ready to get started?

Get started by logging into Digital Banking. Navigate to "Accounts" then "Credit Card Management". Simply select the card you want to transfer your balance to, and hit 'balance transfer' to get started!
Don't have a Digital Banking login? Register here.

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Frequently Asked Questions

How do I take advantage of this offer?

What information do I need to transfer a balance?

How long does it take for a balance transfer to be processed?

If I transfer a balance from another credit card, will you automatically close that card?

Why didn't my balance transfer work?

Special Balance Transfer Promotion Disclosure Terms and Conditions
Transfer balances to your Community First Credit Union Credit Card between December 2, 2025, through April 30, 2026, and pay 0% APR* on the transferred balances for (12) months from the transfer date.  
By requesting a Balance Transfer, you agree to the Terms and Conditions within this disclosure:

  • You agree to the 2% balance transfer fee, minimum fee of $10
  • You authorize CFCU to pay, on your behalf, balances you owe to other creditors and to transfer those balances to your CFCU Credit Card Account.
  • Balance transfer amounts do not qualify for CFCU Card Rewards Programs.
  • The transfer amount will appear on your billing statement as a Balance Transfer and will reduce your available credit limit
  • We will not process any transfers that exceed your credit limit.
  • In the event the payment of the amount(s) authorized by you does not satisfy the outstanding balance(s) on the designated account(s), CFCU is not responsible for any remaining balance(s) or other charges concerning such account(s).
  • CFCU is not responsible for any finance charges or fees resulting from any delay in payment and transfer of any balance(s).
  • Continue to make the minimum payments on your transferred accounts until you have received a statement from your creditors verifying the payment.
  • We do not have the authority to close your non-CFCU accounts for you.
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If you have any questions regarding fees or rates that may apply to this transaction, please contact us at (866) 820-5876.

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*APR = Annual Percentage Rate

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