Spend Local.
Save Local.

With competitive rates, modern tech, and the best customer service, we're redefining local.

Ditch the big banks today.

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An account that checks all the right boxes

Our Local Advantage Checking Plus account comes with everything you need and expect from your everyday checking account, plus some great perks!

  • Get paid early!
    Get paid up to two days early when you set up direct deposit to your checking account.
  • Instant-Issue Debit Cards
    No more waiting in the mail for your card-head to a branch to get started!
  • Local Rewards
    Enjoy discounts at participating stores in your community.
  • Earn as you spend
    Earn $0.05/swipe and 5% on rounded up portions of transaction
  • Be connected
    With 5600+ shared branches and 30,000 fee free ATMs, you're never too far.
  • Bonus savings
    Earn on your checking account balances.
  • Great rates
    Enjoy 0.20% APY on your Local Advantage Plus Checking Account balance.
  • Choose what works for you
    Multiple account options for businesses and consumers alike.

Even more from Community First

Share Certificates

Whether you're saving up for a big holiday or just looking for more bang for your buck, a share certificate may be right for you!

The details:
  • Earn up to 3.80% APY
  • Flexible terms from 6-60 months, with only a $1000 minimum required
  • In this economy? Don't worry-rates are locked in and won't change for the term of your share certificate.
Learn more

Money Markets

Get higher rates and still have access to your funds with a money market.

The details:
  • Tiers from $100-$1,000,000!
  • Higher rates available for qualifying members
  • Earn up to 1.50% APY
  • Penalty-free access to your funds
Learn more

Savings Accounts

A classic everyday savings that has everything you need!

The details:
  • Earn on balances more than $100
  • No monthly fee
  • Only $25 to open
Learn more

Ready to join?

Keep it local with over 60,000 of you neighbors at Community First! Click below to find out how to reach us or view membership requirements (spoiler alert: it's easy)

Contact Us
How to Join

Local on the Go

Check your balance, transfer funds, deposit money, and manage your cards all from the palm of your hand with online banking

Payments
Make loan payments, transfer funds from a CFCU account to pay a bill , and your peeps at CFCU!
Credit Score Monitoring
Connect with SavvyMoney to view your credit score and use the available resources to help you manage your credit score.
Enhanced Fraud Protection
We ensure our members are performing transactions in alignment with their authentic behavior by using advanced, behavioral biometrics.
Money Management
For added personalized money management, you can also view your spending breakdown, manage budgets, and track your progress towards customizable savings goals

Explore more of Community First Credit Union

Auto Loans
New Digital Banking
Youth Accounts
Rapid-Dough Loans
Credit Cards

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