New auto rates as low as 4.29% APR* and used as low as 4.99% APR*
Plus, up to 90 days before your first payment!
Feeling stuck with high auto loan payments? Community First can help take you in a new direction with competitive rates and flexible terms. Whether you're looking to refinance your current loan to pay it off faster or save on interest, or get a low rate on a new ride, we'll get you where you want to go!
Get trusted local service with our quick, easy online application, and delay your first payment for up to 90 days.
The road ahead just got a lot more clear.



Not currently a member at Community First? No worries, once you get an auto loan with us, you will be! Get the most out of your membership with all the products and services we offer.
Find out how much you could save today! If you have questions, give us a call by clicking below.


We also offer great rates on recreational vehicles, motorcycles, and boats. View all rates here if you want to get started.

Weigh the pros and cons of refinancing and find out if it's the best options for you!
*APR=Annual Pecentage Rate. All loans subject to credit approval and advertised rates and terms may change without notice. Qualification for credit is based on membership eligibility, credit history, debt-to-income ratio, employment history, the ability to repay,collateral value, and other factors. Mileage limitations, title, taxes, and state fees may apply. Up to 90 days before first payment for qualified borrowers. Existing Community First Credit Union loans are not eligible for refinance. Federally insured by NCUA.
Financed values determined by: NEW from MSRP; USED from Kelly Blue Book® retail. Please Note: We can only finance vehicles that are titled in California.
Add 1.25-2.25% for used autos 10+ years or >100k miles
Rates are subject to change
1GAP may be added to any loan over 70% LTV. If borrower purchased GAP from the dealer, it is not transferable, they will need to contact the dealer to get it
cancelled and purchase our gap if they want it.
DISCOUNTS:
NEW AND USED UNITS - ALL TIERS
0.25% DISCOUNT HYBRID/ELECTRIC UNITS
0.50% DISCOUNT FOR 80% LTV ALL IN
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