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Membership Eligibility and Requirements

Do you live, work, worship, or go to school in Humboldt, Lake, Marin, Mendocino, Napa, Sonoma, or Trinity County? (or have an immediate relative who does?) If the answer to any of those is YES, you’re totally eligible to become a Community First member!

Digital Account Opening Requirements

Here's what you'll need to provide:
Phone number & email address
Date of birth
Social Security Number (SSN)
$25 opening deposit (funded from debit card or bank account routing info)
Other:
Resident Aliens: Green Card
Non-Resident Aliens: ITINs are currently not accepted online. Please visit a branch.

Membership by the numbers

Under 18?
You can join for free--and your account remains free even after you turn 18. What a great way to start adulting!
$25
Your minimum opening deposit. Just the start to the amazing savings you'll earn with us!
5 minutes
How long it will take to open an account online with Digital Account Opening.

Join over 60,000 of your fab neighbors in keeping it local

Reap all the benefits like great rates, cool tech, Go Local Rewards, insurance deals, and so much more.

CFCU Mobile App-image of  a smart phone with the cfcu logo on the screen

Local on the go

Manage your cards, deposit checks, transfer funds, and check your balance—all from the palm of your hand.