Life happens. We know sometimes you will need to spend more money than you have available in your account. This is called an overdraft. To help you manage these situations, we have multiple overdraft options to keep you covered.
Courtesy Pay allows CFCU to pay a transaction for you, even if you don't have enough funds to cover the cost.
As one of the founding members of the Sonoma County GO LOCAL Cooperative, we're all about showing some love to locally owned businesses.
One of the perks of being a Community First member isGo Local Rewards. Get automatic discounts and rewards at a wide range of local businesses just by showing your debit card.
Our Second Chance account is designed for those who want to build or rebuild their credit or banking history. Get back on track with low fees, no minimum balance, and the chance to upgrade to a traditional checking account after 12 months.
*APY effective as of May 1, 2023
Annual Percentage Yield assumes dividends will remain in account until maturity. Withdrawals before maturity will reduce earnings. Fees and other charges will reduce earnings
Free first box of Bank Local checks with Local Advantage PLUS Checking only.
*Annual Percentage Yield assumes dividends will remain in account until maturity. Withdrawals before maturity will reduce earnings. Fees and other charges will reduce earnings.