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Vehicle Loan Rates

(rates expressed as APRs)

For Cars, Cross-Overs, Hybrids, SUVs, Trucks & Vans

Effective MAY 22, 2015

Certified Vehicles Now Qualify as NEW!

AS LOW AS 2.40% (APR).  Same low rate for New or USED vehicles!

Vehicle
Category
Annual Percentage
Rate (as low as)
Loan Amount
(minimum)
Term
(maximum)
Payment Examples
(per $1,000 borrowed)
NEW 2.40% $5,000 48 months $21.87
2.65% $10,000 60 months $17.81
2.85% $20,000 72 months $15.13
USED 2.40% $5,000 48 months $21.87
2.65% $10,000 60 months $17.81
2.90% $20,000 72 months $15.13

Added adjustments for high-mileage, or 10+ year-old vehicles

  • Mileage over 100K, add 2%
  • Vehicle more than 10 yrs., add 2% 
  • No Score = 16% rate (max LTV, 75%)


We also have loans for:

  • RVs (includes Trailers and 5th Wheels) Maximum loan amount is $250,000; maximum term is 180 months.
  • Auto Equity
  • Motorcycles & Scooters
  • Boats & Watercraft


Notes:  Financed Values determined by: NEW from Invoice; USED from Kelly Blue Book® retail

Max. amt. for mechanical repair coverage or service warranty: autos $1,995; SUVs, trucks, and 4x4s–$2,495. Salvaged vehicles are not eligible for loans.

All loan rates expressed as Annual Percentage Rate (APR). Actual APR is determined by individual credit rating and ability to pay.

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