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First Mortgage Rates

Rates (which are influenced by bond traders, the world economy and what Putin is up to) can change multiple times a day – contact our Mortgage Pros for real-time quotes!

Effective APRIL 1, 2015

Adjustable Rate Examples

Below are some examples among the full complement of adjustable-rate loans we offer.  We have many FIXED-RATE solutions for you as well!

Points 3/1 (rate/APR) 5/1 (rate/APR) 7/1 (rate/APR)
0.00 2.625 3.156 2.875 3.163 3.125 3.202
0.33 2.500 3.148 2.750 3.144 3.000 3.235
Margin/Caps 2.25% margin;
Caps – 2% periodic, 6% lifetime
2.25% margin;
Caps – 2% periodic, 6% lifetime
2.25% margin;
Caps – 5% initial, 2% periodic,
6% lifetime

Rates above are based on single unit, owner-occupied property, 80% loan-to-value, up to $417,000 loan amount. Certain add-ons may apply. All rates subject to change without notice.

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