Recreational Vehicle

Recreational Vehicle Loans in Sonoma, Marin, Napa, Mendocino, and Lake Counties

Up to $250,000 loans for RV's, Trailers, Boats, Motorcycles, and ATV's.

Does RV stand for Recreational Vehicle? Or is it Relaxing Vacation? Either way, we think those two go hand in hand, and if it floats or rolls, we can finance! We're here to help you with a purchase of any of the following vehicles that will help you achieve your vacation dreams:

RVs (includes Trailers and 5th Wheels)Motorcycles & ScootersBoats & Watercraft

Finance your loan LOCALLY, then hit the road (or the lake) and start relaxing!  You can apply online, contact one of our expert loan officers or visit us at any branch.

Apply Online

 

Please note that we can only finance vehicles that are titled in California; no out-of-state purchases.

Loan-to-Value varies by tier.

* All loan rates expressed as Annual Percentage Rate (APR). Actual APR is determined by individual credit rating and ability to pay.

January 9, 2023

 

Current Recreational Vehicle Rates

RV's and Trailers Loan Rates

Term Length

Minimum Loan Amount

 

 

720+ 

 

 

719-700

 

 

699-680

 

 

679-640

 

 

639-620
60 months  $10,000 5.44% 5.94% 6.94% 8.94% 11.99%
72 months $20,000 5.69% 6.19% 7.19% 10.49% 12.99%
84 months  $30,000 5.99% 6.44% 7.49% 10.74% 13.99%
120 months  $50,000 6.24% 6.99% 8.49% 11.49% For Used Vehicles, add 0.50% to rate
144 months $75,000 6.74% 7.24% 8.74% 11.99%
180 months
$100,000 7.24% 7.99% 8.99% N/A

 

 

Motorcycles and ATVs Loan Rates

Term Length
Minimum Loan Amount

720+ 

719-700

699-680 679-640 639-620
up to 36 months $5,000 4.49% 4.99% 5.99% 8.49% 10.74%
up to 60 months $10,000 4.74% 5.24% 6.49% 9.24% 11.74%
72 months $20,000 5.24% 5.99% 7.24% 10.24% 12.74%
84 months $30,000 5.74% 6.49% 7.74% 10.74% N/A
96 months $50,000 For Used Vehicles, Add 0.50% to Rate
120 months $75,000
180 months $100,000

 

Boat Loan Rates

Term Length Minimum Loan Amount 720+ 719-700 699-680 679-640 639-620
Up to 36 months $5,000 4.49% 4.99% 5.99% 8.49% 10.74%
Up to 60 months $10,000 4.74% 5.24% 6.49% 9.24% 11.74%
72 months $20,000 5.24% 5.99% 7.24% 10.24% 12.74%
84 months $30,000 5.74% 6.49% 7.74% 10.74% N/A
96 months $50,000 6.24% 6.99% 8.24% 11.24% N/A
120 months $75,000 6.74% 7.99% 8.99% For Used Vehicles, Add 0.50% to Rate
180 months $100,000 7.74% 8.99% 9.99%

Nearly 30,000 surcharge-free ATMs across the U.S.A.!

Yep, you read that right!  We've got twice as many ATMs as the big banks.  Just look for the CoOp Logo, or use the handy locator app!  Read more...