Loans

Credit Cards

Not Just Convenience... Greatness

Community First credit cards stand out. Why? Because they are truly different, useful, and loaded with bonuses.

We've partnered with a unique credit card provider –– that specializes in serving financial cooperatives ––  to offer what we believe to be the most user-friendly cards found anywhere. Among our unique cards...


Consumer Credit Cards

 ENJOY A LONGER INTRO RATE

Visa® Platinum Card

  • our BEST introductory offer
  • save on interest and pay down your other credit card balances faster!

EARN VALUABLE REWARDS

Visa® Bonus Rewards Card

  • earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically*
  • $25 cash back after your first purchase

Visa® Bonus Rewards PLUS Card

  • earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.50 points) on all points earned every month, automatically**
  • $50 cash back after your first purchase
  • low annual fee

Cash Rewards American Express® Card

  • earn up to 3% cash back on gas
  • also earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back after your first purchase

Travel Rewards American Express® Card

  • 3x reward earnings on airline purchases, 2x reward earnings on restaurant and hotel purchases
  • $75 cash back after your first purchase
  • low annual fee

BUILD YOUR CREDIT***

Visa® College Rewards

  • for college students
  • great rates and manageable credit lines
  • earn 1 reward point for every $1 net you spend on purchases

Visa® Secured Card

excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card; flexible credit lines based on a security deposit ranging from $300 to $5,000; low annual fee


Business Cards

ENJOY A LONGER INTRO RATE

Visa® Business Platinum Card

  • our best introductory offer
  • save on interest and pay down your other credit balances faster!

EARN VALUABLE REWARDS

Visa® Business Bonus Rewards Card

  • earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically*
  • $25 cash back after your first purchase

Visa® Business Bonus Rewards PLUS Card

  • earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.50 points) on all points earned every month, automatically**
  • $50 cash back after your first purchase
  • low annual fee

Ready to Apply? Or to find out More?

* The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credit and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

** The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credit and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.50 points)

*** Late payments and going over the credit limit may damage your credit history

Largest nat'l network of FREE ATMs — 30,000 — and over 7,200 shared-branch locations!

Visit a Community First Credit Union location, get directions or find our hours of operation.