Position Summary: Following established procedures, performs detailed accounting assignments requiring a basic knowledge of accounting theory and principles.Work is subject to general review and under the direction of the Controller. Provides specialized or general analysis support in Accounts Payable, CUSO financial statements, fixed assets, general accounting and the like.Completes a variety of accounting assignments such as financial reports, month end journal entries, complex reconciliations, daily cash position Liquidity report, sales tax refunds etc.
Duties and Responsibilities:
Perform accounts payable processing and disbursements ensuring timely payments to vendors.
Balance daily work, review and reconcile clearing accounts on a daily basis, create the daily financial report (Liquidity Report).
Assist in locating and correcting any out-of-balance General Ledger conditions.
Complete timely and accurate postings.
Produce, review and analyze journal vouchers, accounting classifications and other accounting or financial statements, records and reports.
Assist in month-end closing and posting adjustments and journal vouchers.
Compile designated monthly board packet reports within the set time frames.
Assist in employee inquiries regarding General Ledger balancing or General Ledger usage.
Balance issued cashier’s checks register to actual checks disbursed, and reconcile to GL. Process stop payments on cashier’s checks.
Fixed Assets: verify records of acquisition, allocations and disposition. Input all purchases into Symitar, post monthly depreciation for all fixed assets, building, and leasehold improvements. Maintain General Ledger subsidiary schedules.
Prepare regulatory and tax reports: 5300, FAST, State Sales Tax.
Location: CLEARLAKE, SANTA ROSA, SEBASTOPOL, UKIAH
Performs limited transactional duties with high degree of accuracy. Maintains accurate transactional records. Provides account information by phone, e-mail, or in person. Knowledgeable on the full range of credit union products and services, including basic loan product information, in accordance with credit union policies and procedures
Major Duties and Responsibilities
Greet and welcome members to the credit union in a friendly, welcoming and timely manner; treating all credit union members, volunteers and employees with a cooperative attitude.
Address member requests knowledgeably and courteously, conveying trust and confidence with individualized attention to members. Maintain up-to-date comprehensive knowledge on all credit union products and services that are handled or promoted by Tellers.
Perform services dependably and accurately, cross-selling, promoting, explaining CFCU products and services at every opportunity. Includes basic knowledge of certificates, safe deposit boxes, debit and credit cards, on-line banking, bill pay, money orders, IRAs, consumer and mortgage loans (or ability to direct members to the appropriate person for specific information and assistance).
Maintain personal appearance, workstation, and manner of communication at the highest professional level according to CFCU standards.
Process share withdrawals, obtaining proper identification and signature verification.
Process share deposits, examining share drafts/checks for proper endorsements.
Process loan, mortgage, and credit card payments, and ensure payments matchbalances due.
Assist with mail or e-mail transactions when available.
Process cash advances and transfers.
Issue cashier’s checks and money orders.
Limited fee reversal according to credit union standards and procedures.
Place holds on accounts when necessary; according to CFCU guidelines.
Balance cash drawer nightly according to performance standards. Research and resolve discrepancies. Report any discrepancies to the supervisor/manager as necessary.
Process address changes.
Report malfunctions of any equipment used to supervisor/manager.
Maintain comprehensive, up-to-date knowledge on all related policies, and procedures, rules and regulations for the teller area, including robbery procedures.
Place appropriate share comments in computer system.
Perform file maintenance on accounts as necessary.
Assist branch manager with audits as requested.
Participate in training and continued education.
Perform other duties and related tasks as assigned.
Attend regular departmental and company-wide meetings.
Participate in Saturday rotation, minimum of one Saturday per month.
Required Knowledge, Abilities, and Education
Excellent member service and communication skills including written, verbal and listening skills
Ability to interact effectively over the telephone and via e-mail.Effectively communicate with difficult members
Ability to “travel” as needed to cover any location vacancies
Ability to work effectively and cooperatively with all levels of the organization
Good organizational skills, including ability to keep productive during slow times
Ability to use PC and operate in basic Microsoft Word and Excel documents
Position Summary: Responsible for mortgage loan origination production, customer experience, communication and marketing of all credit union mortgage loan products within the Loan Officer designated credit union territory. Including conducting borrower application interviews, reviewing documentation to ensure loan transactions meet company, investor, state and regulatory requirements. Compensation structure is base salary or commission.
Major Duties and Responsibilities:
Maintain knowledge of all CFCU and lending partner mortgage loan products, and guidelines.
Interview loan applicants and review documentation to determine borrower creditworthiness and ensure ability to repay; assist members in determining the best product to fit their needs.
Actively approach all new leads with a sense of urgency; manage mortgage pipeline to ensure timely closings.
Communicate critical origination timeline; including disclosure/re-disclosure, product, pricing, underwriting conditions, closing disclosure and funding process to all applicants.
Communicate underwriting decisions; suspense, approval and/or declinations to ensure customer is informed at all times.
Ensure excellent communication throughout the process with all third parties associated with each transaction; realtors, title companies, appraisers, and/or outside lending sources.
Perform weekly marketing including; MLS meetings/tours, publishing of realtor emails.
Schedule monthly realtor office visits, lunches and conduct presentations to market credit union products including niche portfolio loan options and co-branding of marketing flyers for listings.
Perform regular outbound calls to establish and maintain referral partners and past borrower relationships.
Support branch member service staff with mortgage loan assistance.
Attend local community events including chamber functions.
Attend regular departmental and company-wide meetings as scheduled.
Answer loan queue calls.
Perform other duties and related tasks as assigned.
Required Knowledge, Abilities, and Education:
High school diploma
Must meet NMLS federal registration requirements
Background in mortgage lending (2 – 4 years preferable) with a good understanding of mortgage lending practices, products and underwriting guidelines
Solid time management and organizational skills with ability to prioritize
Excellent sales and communication skills (written and verbal)
Self-motivated with the ability to work independently and/or as part of a larger team
Ability to meet critical deadlines under stressful situations
Strong computer skills, with ability to use PC and work in Microsoft Office Suite programs
Knowledge of mortgage lending systems such as Calyx Point, Doc Magic, FNMA DU, preferred
Basic cross-selling experience within a heavy member/customer contact environment
Beneficial Education and Experience:
Consumer loan knowledge
Bilingual (Spanish) helpful
Somos una empresacon igualdad de oportunidades. Todos los solicitantes serán considerados parala posición deempleo sinprestaratención a su raza, color, religión, sexo, orientación sexual, identidad de género, origen nacional, veteranoso estado de discapacidad.