Federal Protection

Federal Protection for Your Savings. Peace of Mind - all the Time.

The insurance that is extended to every account at Community First is similar to the deposit insurance provided by the more-familiar Federal Deposit Insurance Corporation (FDIC). Share accounts in federally insured credit unions (such as Community First) are insured to at least $250,000 (per person in the case of joint accounts) - the same amount of insurance protection offered by the FDIC. Meanwhile, Individual Retirement Accounts are insured to $250,000. There are higher exceptions - in the case of trusts, for example. The NCUA Insurance booklet gives a more detailed explanation of insurance coverage. NCUA Deposit Protection.

Not one penny of insured savings has ever been lost by a Member of a federally insured credit union. In the extremely rare event of a federally insured credit union failing, the National Credit Union Share Insurance Fund (NCUSIF) will make any necessary payouts within two weeks of the time the credit union closes its doors.

Largest nat'l network of FREE ATMs — 30,000 — and over 7,200 shared-branch locations!

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