About Us

ATM Locator

28,000+ Surcharge-Free ATMs. No one offers you more.

We learned something important in kindergarten –– how to share.  As a consequence, you can use your Community First ATM card at a whole lotta credit unions throughout the U.S. Also at any Costco or 7-Eleven store. Likewise, Members of other financial cooperatives can use our ATMs surcharge-free. This cooperation among financial cooperatives gives you more ATMs in the North Bay than the biggest banks on the West Coast (BofA, Wells and Chase) combined! Community First has you covered –– with a surcharge-free countywide, statewide and nationwide blanket of convenience.

The Convenience of being a Member of Community First

  • 6,200 Shared Branches nationally
  • 28,100 surcharge-free ATMs nationally
  • Online Banking 24/7


surcharge free atms - coo-op network

Just look for the Credit Union "CO-OP" logo. To find the surcharge-free ATM nearest you, use the mapping feature on our mobile banking platform. Or ...

click here.

FREE access to 28,100 ATMs nationally (most in the biz) and 6,800 shared-branch locations!

Visit a Community First Credit Union location, get directions or find our hours of operation.