About Us

Locations, Hours, Important Numbers ...

Community First Members Have the Convenience of 28,100 FREE ATMs, plus an add'l 6,800 Shared Locations Nationally!

Through our Shared Branching network you can access your Community First accounts and conduct the transactions you need (surcharge-free, of course) whether in Minneapolis or Memphis, San Diego or San Antonio.

  • 6,800 shared locations nationally
  • 223 shared locations where you live, work and play (within 100 miles of downtown Santa Rosa)
  • 28,100 FREE ATMs nationally. Including virtually all Costco and 7-Eleven stores. How does that compare with the bailed-out big banks? Citibank has 10,428 ATMs; Wells Fargo, 12,198; BofA, 16,220 (and falling); Chase 17,500. Take that Wall Streeters!

Main Phone Number

707/546-6000 or, when not in Sonoma County, 800/890-3540

Routing Number


Main Mailing Address

PO Box 6004
Santa Rosa, CA 95406-0004


All offices at your not-for-profit financial cooperative include:

Smart ATM that doesn’t require wasteful envelopes. Plus, an on-site loan officer and on-site financial concierge to help you access your account via on-site iPads and iMac.

Central Santa Rosa
501 College Ave.
(northeast corner of Mendocino & College avenues - just south of the JC)
9a to 5:30p, Monday-Friday; and 9a to 1p on Saturday
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West Santa Rosa
70A Stony Point Rd.
(just south of Finley Aquatic Center)
9a to 5:30p, Monday-Friday
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16200 Main St.
9a to 5:30p, Monday-Friday
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32 North St.
(one block north of Plaza)
9a to 5:30p, Monday-Friday
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2375 California Blvd., Ste. D
(Lucky's Center, SW corner of California & Lincoln)
9a to 5:30p, Monday-Friday

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130 Petaluma Ave
(downtown, between Burnett and Hwy 12)
9a to 5:30p, Monday-Friday
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Additional Loan Office

Central Sonoma County
1105 N. Dutton Ave., Santa Rosa
(northwest corner of N. Dutton and College - ½ mile west of Fwy 101)
8a to 5p, Monday-Friday
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World (okay, North Bay) Headquarters

1105 N. Dutton Ave., Santa Rosa, CA 95401
(northwest corner of N. Dutton and College - 1/2 mile west of Fwy 101)

Largest nat'l network of FREE ATMs — 30,000 — and over 7,200 shared-branch locations!

Exclusive to Members with a CFCU ATM/Debit/Spending card. Another benefit of banking LOCAL!

Visit a Community First Credit Union location, get directions or find our hours of operation.